EcoLend
Live on X1 Maculatus testnet

Borrow against your node.
Keep the hardware.

Your collateral is the reward stream, never the box. A liquidation redirects your yield for a bounded time and then hands it back — because nobody can repossess a node sitting on your shelf.

50%
Node LTV

of already-discounted value

65%
Liquidation

threshold on collateral

90d
Reward horizon

beyond this counts as zero

70%
Haircut

applied to projections

Escrow a node

Hand your node to the vault. It keeps earning the whole time, and the hardware never moves.

Borrow against it

Projected rewards are bounded to 90 days and haircut to 70%. Borrow up to half of what remains.

Repay, or don't

Fall below the threshold and a liquidator takes your yield for a while. Your node comes back either way.

Never-repossessed collateral

A liquidation redirects your yield.
It never takes your node.

Nobody can repossess a box sitting on your shelf, so the design doesn't pretend otherwise. Fall below the health threshold and a liquidator claims a bounded slice of future rewards — the hardware, and eventually the yield, come back to you either way.